Contigo·Credit intelligence system

Understand your credit and act with clarity

We turn your report into signals, evidence, letters, and next steps to clean up inaccuracies and manage real data more orderly.

Language
Case history
Your file
Data for letters and analysis
Profile pending

Upload the document you received

Choose whether you are uploading a credit report or a collection letter. Then we analyze the PDF with the correct flow.

Document type

Supports PDF up to 20MB

Credit intelligence roadmap

Day 1

Signal collection

We analyze the PDF to extract accounts, dates, balances, inconsistencies, and collection signals.

Day 2

Analysis and strategy

If there is an error, we dispute. If the debt is real, we validate and prepare a written negotiation.

Day 35

Bureau response

Upload the response from DataCrédito or TransUnion RD to decide the next step.

Day 45+

Follow-up

If the bureau doesn't prove accuracy, file the next dispute with better evidence.

Ready to review today
Detected signals
0
Legal foundations
0
Complete name and address
Letter profile
Profile pending

Evidence locker

Read bureau response letters

Intelligence report

Waiting for report

Upload a credit report

When you upload your PDF, you'll see accounts with potential errors, the legal basis, and the recommended next step.

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Calculadora de Prescripción (SOL)

En República Dominicana, los plazos de prescripción están definidos por el Código Civil y la Ley 172-13. Esta calculadora usa datos públicos — siempre verifica con un abogado.

Si la ingresas, te diremos si la deuda ya prescribió y cuántos días quedan.

Historial de Quejas CFPB

Consulta cuántas quejas tiene un acreedor o buró en la base de datos pública de la CFPB. Úsalo como contexto educativo — no como prueba legal.